Finto Raises $3.4M Seed

Finto, a German startup based in Munich that builds AI agents for accounting, has successfully raised $3.4 million in a seed funding round. The company, which specializes in autonomous financial software, aims to serve European enterprise finance teams by leveraging local expertise and integrations with major ERP systems.

Investors

The funding round featured participation from Y Combinator, Gradient, and Lightspeed.

Finto Use of Funds

Finto plans to use the new capital to expand its operations and further develop its AI-driven accounting software, focusing on serving the European industrial mid-market and enterprise sector.

About Finto

Founded in 2025 by Jonas Morgner, Linus Boehm, and Lorenz Neuner, Finto develops AI agents designed to automate complex accounting tasks. Its platform offers features such as invoice verification, account coding, and purchase-order matching, with native integrations for SAP, Microsoft Dynamics, and DATEV.

Funding Details

Company Website: https://gofinto.com

Company: Finto
Raised: $3.4M
Round: Seed
Funding Date: July 08, 2026
Additional Investors: Y Combinator, Gradient, Lightspeed
Software Category: FinTech
Source: https://tech.eu/2026/07/08/y-combinator-backed-german-startup-finto-raises-34m-says-chose-munich-over-the-valley/