EarnIn Raises $75M Debt Financing
EarnIn secures a $75M debt financing facility from MUFG to support the expansion of its real-time earnings management platform and financial wellness products.
EarnIn Raises $75M Debt Financing
EarnIn, a fintech company providing earnings management and financial wellness solutions, has secured a $75M senior secured revolving credit facility from Mitsubishi UFJ Financial Group (MUFG).
Investors
Mitsubishi UFJ Financial Group (MUFG) served as the sole lender for this financing facility.
EarnIn Use of Funds
The company plans to use the capital to provide scalable and cost-effective funding to support its growth and the expansion of its suite of products, including its flagship offering, Live Pay.
About EarnIn
EarnIn is a fintech company focused on earned wage access and financial wellness. Its products include Early Pay, which gives workers access to wages up to two days before payday, and Cash Out, which allows employees to access a portion of their earned income before payday. Its Live Pay product enables employees to stream their earnings in real time.
Funding Details
Company Website: https://earnin.com
Company: EarnIn
Raised: $75M
Round: Debt Financing
Funding Date: September 4, 2025
Lead Investor: Mitsubishi UFJ Financial Group (MUFG)
Software Category: FinTech
Source: https://fintech.global/2025/09/04/earnings-platform-earnin-secures-75m-financing-from-mufg/
